THIS NOTICE IS RELEVANT because you are a current client or have been contacted about our services. This notice describes our practices and policies regarding the handling of information about you.
THE PERSONAL INFORMATION THAT WE COLLECT MAINTAIN, AND DISCLOSE: The types and categories of information we collect and maintain include personally identifiable financial information about you that we obtain in connection with providing financial services to you, including:
• Information we receive from you to open an account (such as your home address,
telephone number, and financial information).
• Information that we generate to service your account (such as trade tickets and account
• Information about your transactions with us; and
• Information that we may receive information from third parties regarding you or your account (such as trade confirmations from Schwab or information from consumer reporting agencies).
CATEGORIES OF NON-PUBLIC PERSONAL INFORMATION DISCLOSED: FERIMC regards non-public personal information to include data such as your name, address, telephone/fax numbers, e-mail addresses, Social Security number, assets, income, investment objectives, risk tolerance, account numbers, account balances, transaction history, beneficiary information, bank account information, credit card information as well as any health and medical information.
UNAFFILIATED THIRD PARTIES TO WHOM NON-PUBLIC PERSONAL INFORMATION MAY HAVE ACCESS TO: Assist us in servicing your account; some non-affiliated third-party providers may have access to your non-public personal information. These parties may include financial service providers (such as companies that perform services on our behalf, including compliance regulators and portfolio management software assistance), nonfinancial companies (such as our technology consultants who assist us in maintaining our computer systems), and other non-affiliated third parties to whom disclosure of non-public personal information is permitted by law (such as the Internal Revenue Service for tax purposes). As we only share your nonpublic personal information
as permitted by current federal and state statutes and laws, we will not share your nonpublic personal information with non-affiliates.
HOW WE PROTECT OUR CLIENTS’ PERSONAL INFORMATION: FERIMC will make every effort to ensure that client and company-related information remains confidential. Staff is expected to refrain from discussing client relationships outside of the office. Physical client files will be organized, secure, and locked safely. Employees are expected to keep client-specific information from the plain sight of office visitors. Except where required by law or whenever deemed necessary to transact business on behalf of the client, FERIMC and its employees are not to disclose any detailed “personally identifiable information” to any individual, group, or reporting agency without the consent of the client. FERIMC operates a cloud-based work environment. If you have any questions